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  • Whether it is a small business looking to expand, a startup trying to establish its presence or a well-established company looking for new opportunities, a business loan suits every type of business in the form of working capital. A business loan is offered by banks or other private finance companies to help improve small- and large-scale businesses. The loan has to be paid back along with interest, over a particular time period that is decided in advance.
  • Business loans are widely taken by companies for meeting any expenses related to the purchase of assets, repairs of any kind of machinery or plant that exists in the company, building or expanding the infrastructure, expansion of the business, and much more, which requires a huge sum to be invested.
  • Are you also looking to develop or stabilize your business through a business loan? Don’t worry. We at Paisa Expo can help you in the best possible way with a list of business loan that suits your pocket. Get in touch with our experts to clear your loan requirements and paperwork.




  • A business loan is one of the financing services any business owner can look for improving, expanding, or developing the business. A business loan is often required for expanding the existing business to the next level, for purchasing any machinery or asset, increasing the production of the company, and much more. It helps in meeting the heavy expenses of the company while looking for some growth and development. There are various types of Business Loans available which include SBA loans, credit business lines, term loans, and many more.



  • A Business Loan eligibility criterion includes self-employed individuals, Private limited companies, proprietors, Partnership Firms, etc. who are dealing in trading and services, manufacturing, etc. The business should have a yearly turnover of minimum Rs. 40 lakhs, individuals running the business for a minimum of 3 to 5 years, companies making profits for a minimum of 2 years, any business having a Minimal Annual Income of around Rs. 1.5 lakhs, and lastly, the minimum age of the business owner should be 21. Also, the applicant should not be older than 65 when the loan matures.
  • A Business Loan can be taken when the owner is looking for expansion of the business or physical location, building credit, purchase of equipment or essential assets, purchase of additional inventory, for grabbing any development opportunity that requires potential debt, or for hiring fresh talent or meeting short term working capital requirements.



Be it a small company or a huge organization, Paisa Expo recommends Business loans for companies looking for some quick financial aid. Here is how the Business loan is beneficial.

  • Use the funding amount for any business-oriented demand as per your requirement
  • Low-interest rates compared to the premium loans available in the market
  • Easy repayment facilities
  • Warranty not required
  • Helps in facing the business competitors
  • No collateral required



A business loan is an ideal option when your business needs short term working capital to meet various emergencies or opportunities. The loans are provided at affordable rates. Here are the characteristics of a business loan.

  • Flexible loan facility
  • High loan amount
  • Security free loans
  • Pre-approved loan offers
  • Online loan account




Here is the list of documents that are required to be submitted by the business owner to avail of a business loan.

  • Statement of the bank account for the last 6 months
  • Income tax returns for the last 3 years
  • Business proof
  • Ownership proofs regarding the possessions used in the business
  • Identity proof like Aadhar card, PAN Card, Voter ID Card, etc.
  • Know Your Customer (KYC) documents of the co-applicant
  • Residential proof



Whether you are looking for expanding your business space, purchasing new assets, investing in inventory, or even hiring new talents, our team of experts at Paisa Expo are ready to aid in your boost by saving your time and money.


  • Whether you are looking for expanding your business space, purchasing new assets, investing in inventory, or even hiring new talents, our team of experts at Paisa Expo are ready to aid in your boost by saving your time and money. 
  • With quick processing, flexible repayment selections, and low-interest rates in the market, Paisa Expo is all set to provide you with easy funding options to boost your business for increased profits. All the documentation processes would be worked out by our team which makes the process quick and comfortable for you.


How Will My Eligibility Be Calculated?

  • You would be eligible for the business loan if your age falls between 21 to 65 years. You must also have the experience of running the business for the last 3 years and the annual turnover of the business should be Rs. 40 lakhs. You must also provide the filed income tax papers for the last 3 years.

How Much Maximum Business Loan I Can Get?

  • An individual can get a maximum business loan limited to Rs. 50 lakhs only if he has a steady income and a good credit score.

 How Much Credit Score Is Important While Getting a Business Loan?

  • For small business owners, the credit score should be 600+. For other companies, having a credit score between 640 to 700 is also good but not excellent. While for SBA loans, the company needs to have a credit score of 700 to 750.

What Are the Interest Rates Available for a Business Loan?

  • Business Loans are available with interest rates that range between 13.50% to 16% per annum. Along with the interest rates, the banks also charge 1 – 2% processing fees.

How Can I Apply for a Business Loan?

  • You can apply for a business loan online after checking your eligibility and the list of documents required on PaisaExpo. Just reach out to our experts to apply.

How Business Loan Is Different from Another Loan?

  • Business loans are helpful in separating your personal and business finances which is essential if you are looking for business growth.

What If I Don’t Have a Credit History or Credit Score?

  • If you have a lower credit score or don’t have any credit score or history at all, you can still look for a small business loan that is easy to repay.

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