ICICI Plantinum Chip

71% of 100

• PAYBACK Points, redeemable for exciting gifts and vouchers., Fuel surcharge waiver


Door step service.

Minimum documentation.

Quick approval.

24x7 help.

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ICICI Platinum Chip Credit Card is a lifetime free credit card & a great option for creditors new to build a credit score. The card also provides some other perks, the specifics of which can be listed below.


  • Minimum 15% savings on having dinner at over 800 restaurants to our Culinary Treats program.


Fees & Charges



Joining Fee


Annual Fee


Transaction charge on cash advance

2.50% of the amount/ Min. Rs. 300

Reward Redemption Fee

Rs. 99

Charges of Finance

3.40% per month / 40.80% p.a.

Over limit Fees

2.50% of the over-limit amount/Min. Rs. 500

Charges of Late Payment

Nil for the amount due less than Rs. 100
Rs. 100 for amount between Rs. 100 and Rs. 500
Rs. 500 for the total amount due is greater than  Rs. 501 & up to Rs. 10,000
750 Rs for the total amount due is greater than 10,000 Rs


1% /Min. Rs. 10 On fuel transactions1.80% of the transaction value for Internet railway reservations and 2.50% for other rail reservations.

Foreign Transaction Fee

3.50% of the amount


Eligibility & Documentation




Salaried or Self-employed

Minimum Income for Salaried Applicants

Rs. 15,001 per month

Minimum Income for Self-employed Applicants

Rs. 50,000 per month


Documents required:

Proof of Identity

Passport, Voter ID, PAN Card,  Driver's License, Aadhaar Card,  Indian Citizen Overseas Card, Indian Card Person, NREGA Job Card, Letters issued by the UIDAI

Proof of Address

Passport, Driver's License, Aadhaar Card, Utilities Bill not older than 3 months, Ration Card, Certificate of Property Registration, Indian Origin Card Person, NREGA Job Card, Bank Account Statement

Proof of Income

Last one or two salary slip(not more than three months old), new form 16, last 3 months bank statement


How to apply

Follow the steps below to apply for an ICICI Bank Platinum Chip Visa Credit Card via Paisaexpo:

  1. To start the application process for a credit card, click here.
  2. Provide the details requested, such as profession, income, etc.
  3. Post submission, the user should be able to see all the credit cards that are eligible for transactions.
  4. Filter the results to see just ICICI Bank credit cards.
  5. Click on the ‘Check Eligibility’ option against ICICI Bank Platinum Chip Visa Card.
  6. Answer the question: "Have you applied for a credit card from ICICI Bank over the last six months?”
  7. If eligible, fill the application form that shows up.
  8. Next, an executive from Paisaexpo or ICICI Bank will then contact you to set a date and time for the collection of documents.
  9. The bank will then finally verify the documents. If the bank is satisfied the card will be shipped to your address of communication. The card usually arrives within 15-20 days.


Customer Care Contacts



ICICI Credit Card Customer Service Number

1860 120 7777


Frequently Asked Questions

What's ICICI Bank's Culinary Treats Program?
The Culinary Treats program allows ICICI Bank Platinum Chip Credit Cardholders to avail from a minimum 15 % discount on the dining bill in more than 800 restaurants across India.

I have an ICICI Bank salary account. Can I get Platinum Credit Card from ICICI?
Yes of course. This credit card can be applied for directly through the ICICI Net Banking Portal. Since you are already a bank customer, your chances of approval are higher.

I have already applied for a Platinum Credit Card from ICICI. How do I check my status for an application?
You can verify the status of your ICICI credit card application by using the reference number on their website or by calling the bank's customer support team. Click here to know more about the detailed steps of the process.


More Information

• Rewards – ICICI Platinum Credit Card generously rewards its users. The rewards are offered in collaboration with PAYBACK- a multi-brand loyalty program in India

• Earn 1 PAYBACK Points per Rs.100 spent on utilities and insurance 2 PAYBACK Points are earned per Rs. 100 Spent on retail

• Do note fuel transactions don’t accrue PAYBACK Points

• PAYBACK Points can be redeemed on PAYBACK’s website and also by calling ICICI Customer Care/p>

• Fuel Surcharge Waiver – Cardholders get a 1% fuel surcharge waiver. The offer is valid on HPCL Pumps only. To avail of this benefit, the customer must spend less than Rs. 4,000 on the transaction.

• Dining Benefits – Customers can save up to 15% on their dining bill at over 2,500 restaurants

• Chip and Pin Security – The credit card uses an embedded microchip and PIN (Personal Identification Number) to secure user’s transactions and data.


• PAYBACK Points, redeemable for exciting gifts and vouchers., Fuel surcharge waiver

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