ICICI Plantinum Chip
• PAYBACK Points, redeemable for exciting gifts and vouchers., Fuel surcharge waiver
ICICI Platinum Chip Credit Card is a lifetime free credit card & a great option for creditors new to build a credit score. The card also provides some other perks, the specifics of which can be listed below.
HIGHLIGHTS
- Minimum 15% savings on having dinner at over 800 restaurants to our Culinary Treats program.
Fees & Charges
|
Title |
Details |
|
Joining Fee |
Nil |
|
Annual Fee |
Nil |
|
Transaction charge on cash advance |
2.50% of the amount/ Min. Rs. 300 |
|
Reward Redemption Fee |
Rs. 99 |
|
Charges of Finance |
3.40% per month / 40.80% p.a. |
|
Over limit Fees |
2.50% of the over-limit amount/Min. Rs. 500 |
|
Charges of Late Payment |
Nil for the amount due less than Rs. 100 |
|
Surcharges |
1% /Min. Rs. 10 On fuel transactions1.80% of the transaction value for Internet railway reservations and 2.50% for other rail reservations. |
|
Foreign Transaction Fee |
3.50% of the amount |
Eligibility & Documentation
|
Criteria |
Details |
|
Occupation |
Salaried or Self-employed |
|
Minimum Income for Salaried Applicants |
Rs. 15,001 per month |
|
Minimum Income for Self-employed Applicants |
Rs. 50,000 per month |
Documents required:
|
Proof of Identity |
Passport, Voter ID, PAN Card, Driver's License, Aadhaar Card, Indian Citizen Overseas Card, Indian Card Person, NREGA Job Card, Letters issued by the UIDAI |
|
Proof of Address |
Passport, Driver's License, Aadhaar Card, Utilities Bill not older than 3 months, Ration Card, Certificate of Property Registration, Indian Origin Card Person, NREGA Job Card, Bank Account Statement |
|
Proof of Income |
Last one or two salary slip(not more than three months old), new form 16, last 3 months bank statement |
How to apply
Follow the steps below to apply for an ICICI Bank Platinum Chip Visa Credit Card via Paisaexpo:
- To start the application process for a credit card, click here.
- Provide the details requested, such as profession, income, etc.
- Post submission, the user should be able to see all the credit cards that are eligible for transactions.
- Filter the results to see just ICICI Bank credit cards.
- Click on the ‘Check Eligibility’ option against ICICI Bank Platinum Chip Visa Card.
- Answer the question: "Have you applied for a credit card from ICICI Bank over the last six months?”
- If eligible, fill the application form that shows up.
- Next, an executive from Paisaexpo or ICICI Bank will then contact you to set a date and time for the collection of documents.
- The bank will then finally verify the documents. If the bank is satisfied the card will be shipped to your address of communication. The card usually arrives within 15-20 days.
Customer Care Contacts
|
Title |
Details |
|
ICICI Credit Card Customer Service Number |
1860 120 7777 |
Frequently Asked Questions
What's ICICI Bank's Culinary Treats Program?
The Culinary Treats program allows ICICI Bank Platinum Chip Credit Cardholders to avail from a minimum 15 % discount on the dining bill in more than 800 restaurants across India.
I have an ICICI Bank salary account. Can I get Platinum Credit Card from ICICI?
Yes of course. This credit card can be applied for directly through the ICICI Net Banking Portal. Since you are already a bank customer, your chances of approval are higher.
I have already applied for a Platinum Credit Card from ICICI. How do I check my status for an application?
You can verify the status of your ICICI credit card application by using the reference number on their website or by calling the bank's customer support team. Click here to know more about the detailed steps of the process.
| Rewards | • Rewards – ICICI Platinum Credit Card generously rewards its users. The rewards are offered in collaboration with PAYBACK- a multi-brand loyalty program in India • Earn 1 PAYBACK Points per Rs.100 spent on utilities and insurance 2 PAYBACK Points are earned per Rs. 100 Spent on retail • Do note fuel transactions don’t accrue PAYBACK Points • PAYBACK Points can be redeemed on PAYBACK’s website and also by calling ICICI Customer Care/p> • Fuel Surcharge Waiver – Cardholders get a 1% fuel surcharge waiver. The offer is valid on HPCL Pumps only. To avail of this benefit, the customer must spend less than Rs. 4,000 on the transaction. • Dining Benefits – Customers can save up to 15% on their dining bill at over 2,500 restaurants • Chip and Pin Security – The credit card uses an embedded microchip and PIN (Personal Identification Number) to secure user’s transactions and data. |
|---|---|
| Features | • PAYBACK Points, redeemable for exciting gifts and vouchers., Fuel surcharge waiver |
