1. Key Things to Know about Mutual Funds

    Key Things to Know about Mutual Funds

    Mutual funds are an investment form which is very common. They can be a bit complex though. They’re also offered in a variety of variations. The sheer volume of market-only fund offers will make them a little intimidating for many investors. There are therefore some key things that can be useful to know about mutual funds before making any kind of investment.

    First, it's necessary to understand what makes a mutual fund. There are more than 7,000 mutual funds, each with a different goal and target. Others invest in shares, others in stocks, and others have a wide variety of qualifying assets. The methodologies for these funds can differ widely, from balanced to conservative, aggressive, revenue-driven and growth-oriented.

    One of the benefits of a mutual fund is that it helps you to harness the gains of a whole business sector without the need to purchase and sell specific stocks and bonds. If you purchased an S&P 500 index fund, for example, you can witness t

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  2. How much amount should I save every month to meet any of my future needs?

    How much amount should I save every month to meet any of my future needs?

    How much amount should I save every month to meet any of my future needs?

    The current corona virus crisis has lead people to think at least one of the things, such as you cannot invite your friends to your house. You cannot go out in your car. You cannot reveal your lifestyle to anyone – the lifestyle which took you around 10-15 years of hard work with a lot of loans. Almost 50% of your expenses are lifestyle expenses, the other 50% of your expenses are normal living expenses. You can often save more than you’re ever thought. So, what can you do to become financially independent that too within your means? Let us divide your salary and check

    Emergency Fund - You should have a minimum of 6–12 months of your household expenses to sustain. So, if in case you lose your job, you can sustain for 6–12 months. If you have any monthly EMI for any loan, you must also add that amount in the emergency fund. First, calculate your monthly expense

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  3. Are our banks in good shape after so many NPAs

    Are our banks in good shape after so many NPAs


    The impaired assets in the Indian banking sector declined for the first time in seven years last year, despite continued rigorous efforts by the banks and the government. The total NPA ratio dropped from 11.2% in FY 18 to 9.1% in FY 19. In the Behind of the banking industry's short success, the RBI welcomed the recapitalization of PSU banks to improve the capital base, while stating that the Insolvency and Bankruptcy Code (IBC) started to gain traction in enhancing resolutions.

    With the concomitant decline in offer needs, rock bottom lines improved with modesty once extended stress and therefore the banking sector came back to gain within the half of 2019-20'' once a spot of 2 years,' aforesaid the newest tally study on 'Trend and Growth of Banking in Republic of India 2018-1999'.

    Private Banks have played a bigger role in improving the

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  4. Major nuances of insurance every investor should know?

    Major nuances of insurance every investor should know?


    Although knowing life insurance policies can sound difficult, it's important to know your policy and coverage inside and outside to make sure you have sufficient coverage for both you and your families. For certain individuals, traditional life insurance policies are the most realistic alternatives under which, in the case of the death of the policyholder, the candidate retains the entire value of the policy insured, either in a lump sum or in the form of monthly instalments, as determined by the policyholder. In term contracts, there is no additional longevity value in the program, which means that no incentives will be available in the event that the policyholder completes the entire period of the policy. Although term benefits protect the assets in the case of an untimely default, there are other classifications that are not protected by term insurance-death benefit payments.


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