HDFC Regalia
• Complimentary airport lounge visits: With a complimentary Priority Pass membership, enjoy access to more than 1,000 airport lounges across the globe. The primary member along with the add-on credit cardholder will get 6 complimentary visits to lounges outside India in a calendar year
• Cardholders can also enjoy complimentary access to domestic airport lounges, through the Regalia Visa/MasterCard Credit Card Lounge program. The program provides 12 free visits to domestic airport lounges in a calendar year
HDFC Regalia Credit Card ranks among HDFC Bank's most popular credit cards. The card charges a Rs. 2,500 annual fee with easy waiver conditions, and is best suited for frequent shoppers, travelers, and diners. Cardholders will also benefit from an excellent rewards program.
Fees & Charges
|
Title |
Details |
|
Annual Fee |
Rs. 2,500 |
|
Charges of Advance cash |
2.5% of amount withdrawn or Rs. 500 whichever is higher |
|
Add-on Fee (per annum) |
Nil |
|
Over limit Fees |
2.5% of over limit amount, subject to a minimum of Rs. 500 |
|
Rail Ticket Purchase Fee |
1.8% of the transaction amount + GST |
|
Reissue of card damaged, stolen or missing |
Rs. 100 |
|
Return of Payment Charges |
2% of Payment amount subject to a minimum of Rs. 450 |
|
Cash Processing Fee |
Rs. 100 (with all card payments made through depositing in HDFC Bank). branches or ATMs) |
|
Processing Charges of Balance Transfer |
1% of BT amount or Rs. 250, whichever is higher |
|
Late Payment Charges |
For Statement Balance: · Less than Rs. 100 · Rs.100 to Rs.500 – Rs.100 · Rs.501 to Rs.5,000 – Rs.500 · Rs.5,001 to Rs.10,000 – Rs.600 · Rs.10,001 and Rs. 25,000 – Rs.800 · Above Rs. 25,000 – Rs. 950 |
Eligibility & Documentation
|
Criteria |
Details |
|
Occupation |
Salaried or Self-employed |
|
Minimum Income for Salaried Applicants |
Rs. 90,000 per month |
|
Minimum Income for Self-employed Applicants |
Rs. 1,00,000 per month |
Documents required:
|
Proof of Identity |
Passport, Voter ID, PAN Card, Driver's License, Aadhaar Card, Indian Citizen Overseas Card, Indian Card Person, NREGA Job Card, Letters issued by the UIDAI |
|
Proof of Address |
Passport, Driver's License, Aadhaar Card, Utilities Bill not older than 3 months, Ration Card, Certificate of Property Registration, Indian Origin Card Person, NREGA Job Card, Bank Account Statement |
|
Proof of Income |
Last one or two salary slip(not more than three months old), new form 16, last 3 months bank statement |
How to apply
One can apply for this credit card in a few easy steps:
- To start the application process for a credit card, click here
- In the form given, fill in the basic details such as Name, Address, Pin code, Occupancy, Net monthly income, etc.
- All eligible credit cards will be displayed after the form has been submitted
- HDFC Bank credit card results filter. If you are eligible to obtain a Regalia card, it will be displayed in the list.
- Click on the ‘Check Eligibility’ button & enter the information required
- If you are eligible, you will be required to fill a detailed form and submit it
- Once the form has been successfully submitted, the Paisaexpo executive will call you & ask the bank representative for an appropriate time to collect documents from your home or office.
- The bank must then scrutinize the documents provided and, if eligible, the card will be delivered to the applicant's address within fifteen days
Customer Care Contacts
|
Customer Service Number |
022-6160-6161(Toll Free) |
Frequently Asked Questions
- Who can apply for a Regalia Credit Card of HDFC
All Indian nationals over the age of 21 can apply for this credit card, whether salaried or self-employed, provided they meet the income criteria and other card-specific requirements.
- What's the minimum income to eligible for the HDFC Regalia Credit Card?
For salaried individuals, the monthly income should be more than Rs. 1, 20,000 and for the self-employed individuals; it is Rs.12 Lakh per annum. - How much GST does applicable on my HDFC Regalia Credit Card
GST will be levied at the rate of 18 per cent. - What advantages will I get with HDFC Regalia Credit Card?
You'll get travel privileges, dining advantages along with financial benefits such as waiver of the fuel surcharge. You'll even get comprehensive insurance cover with the card.
| Rewards | • 5% Spend Rs.5 lakh or more in an anniversary year and earn 10,000 reward points • You can avail up to 15% discount on the bill every time you dine-out • Earn rewards faster with your Regalia card. Redeem your accrued points for attractive gifts and rewards available exclusively for Regalia cardholders • Enjoy up to 50 days of the interest-free period • Enjoy a low foreign currency mark-up fee of 2% when you use your card overseas. |
|---|---|
| Features | • Complimentary airport lounge visits: With a complimentary Priority Pass membership, enjoy access to more than 1,000 airport lounges across the globe. The primary member along with the add-on credit cardholder will get 6 complimentary visits to lounges outside India in a calendar year • Cardholders can also enjoy complimentary access to domestic airport lounges, through the Regalia Visa/MasterCard Credit Card Lounge program. The program provides 12 free visits to domestic airport lounges in a calendar year • Travel concierge services: HDFC Bank provides travel concierge assistance service to all its Regalia Credit Card users helping them to customize their travel experience. • Comprehensive air travel cover: Cardholders are eligible for air accident death cover of Rs.1 crore, emergency overseas hospitalization cover of Rs.15 lakh, and credit liability cover worth Rs.9 lakh. • Airport privileges: Enjoy priority check-in and waitlist clearance, additional baggage allowance and an option to earn 9 Club Vistara points on every Rs.100 spent on the card • Note: Club Vistara Silver membership has been discontinued for Regalia cards issued from 20th March 2019. Existing cardholders can avail of this membership until expiry • Fuel surcharge waiver: Fuel surcharge is waived off on fuel transactions made on your card. Fuel transactions worth Rs.400 to Rs.5,000 are eligible for the waiver with a monthly surcharge waiver capped at Rs.500 per billing cycle • Complimentary Zomato Gold membership: Enjoy Zomato Gold membership for 1 year at no charge with your card. Also, enjoy up to 2 drinks at no extra fee when you dine at participating restaurants • Note: Zomato Gold membership is valid only for Regalia cards issued after 20 March 2019 and is limited to the primary cardholder |
