FAQ's

You are eligible for a personal loan if you are a salaried profession between 25 and 58 years. Your loan eligibility is calculated based on your monthly income (mostly up to 30 times more than monthly income).

An individual is eligible to get up to Rs25 lakh. Lenders will evaluate the monthly income of the borrower and consider the eligibility criteria of the individual to sanction the personal loan.

The minimum CIBIL score for a personal loan is 750+ however, you can get a personal loan even with a lower credit score. CIBIL score below 599 is not eligible for a personal loan. If you have a score between 600-700, you will be eligible at a higher rate of interest.

The personal Loan interest rate varies from one bank to the other. It also varies from one person to the other based on the salary, company, and other factors. The interest rate may range between 10.50% to 14.00%.

You would be eligible for the business loan if your age falls between 21 to 65 years. You must also have the experience of running the business for the last 3 years and the annual turnover of the business should be Rs. 50 lakhs to Rs. 2 lakhs. You must also provide the filed income tax papers for the last 3 years.

An individual can get a maximum business loan limited to Rs. 50 lakhs only if he has a steady income and a good credit score.

For small business owners, the credit score should be 600+. For other companies, having a credit score between 640 to 700 is also good but not excellent. While for SBA loans, the company needs to have a credit score of 700 to 750.

Business Loans are available with interest rates that range between 13.50% to 16% per annum. Along with the interest rates, the banks also charge 2 – 3% processing fees.

You are eligible for getting a professional loan if your age ranges from 23 to 65 years. You should have a stable professional practice of a minimum of 3 years and your minimum income should be Rs. 10 lakhs annually.

The maximum loan amount an individual can apply for a professional loan is Rs. 75 lakhs.

In general, the credit score of the individual applying for a professional loan should range between 600 to 900 for giving the lenders a good idea of your credit ability. However, the range depends on the lender.

The rate of interest charged on the individuals for professional loans ranges from 18% to 22%. However, some banks also provide professional loans at 10% pa. Hence, it depends on the lender.

Applying for a professional loan is much comfortable with Paisa Expo. You can easily visit our official website, check your eligibility along with required documents and our experts would help you with the entire process of application.

The professional loans are charged with a reduced interest rate compared to other generic business loans. The maximum tenure of repayment is around 60 months, but some banks provide a tenure of 84 months.

An individual is eligible for having a credit card with a minimum age of 18 years. Also, the minimum income of the individual applying for the credit card should be Rs. 1 lakh to Rs. 3 lakhs annually. Lastly, he should be having a stable salaried income or should be self-employed.

The maximum credit limit for any credit card ranges from Rs. 50000 to Rs. 1 lakh as per your credit score, income and other essential aspects. The credit limit can increase up to 10 lakhs or more based on the transactions, and repayment schedule. Similarly, for the students applying for a credit card, the credit limit is between Rs. 5000 to Rs. 10000.

The credit score required for getting a credit card is 750 and above. Even if your credit score is less than 750, there are still some banks that provide you with a credit card.

The interest rates on the credit cards range between 2.5% to 3.5% every month. The rates might vary as per the lender, as well as it is calculated after the interest-free period is over

Applying for a credit card becomes much easier and comfortable with Paisa Expo. Our efficient team works on your eligibility, documentation, and another essential process to provide you with the right credit card as per your requirement and budget.

The credit card is quite different from other cards. The credit card works as a loan taken from the bank, which would be due when the billing period is over.

You are eligible for a personal loan if you are a salaried profession between 25 and 58 years. Your loan eligibility is calculated based on your monthly income (mostly up to 30 times more than monthly income).

An individual is eligible to get up to Rs25 lakh. Lenders will evaluate the monthly income of the borrower and consider the eligibility criteria of the individual to sanction the personal loan.

The minimum CIBIL score for a personal loan is 750+ however, you can get a personal loan even with a lower credit score. CIBIL score below 599 is not eligible for a personal loan. If you have a score between 600-700, you will be eligible at a higher rate of interest.

The personal Loan interest rate varies from one bank to the other. It also varies from one person to the other based on the salary, company, and other factors. The interest rate may range between 10.50% to 14.00%.

You would be eligible for the business loan if your age falls between 21 to 65 years. You must also have the experience of running the business for the last 3 years and the annual turnover of the business should be Rs. 50 lakhs to Rs. 2 lakhs. You must also provide the filed income tax papers for the last 3 years.

An individual can get a maximum business loan limited to Rs. 50 lakhs only if he has a steady income and a good credit score.

For small business owners, the credit score should be 600+. For other companies, having a credit score between 640 to 700 is also good but not excellent. While for SBA loans, the company needs to have a credit score of 700 to 750.

Business Loans are available with interest rates that range between 13.50% to 16% per annum. Along with the interest rates, the banks also charge 2 – 3% processing fees.

You are eligible for getting a professional loan if your age ranges from 23 to 65 years. You should have a stable professional practice of a minimum of 3 years and your minimum income should be Rs. 10 lakhs annually.

The maximum loan amount an individual can apply for a professional loan is Rs. 75 lakhs.

In general, the credit score of the individual applying for a professional loan should range between 600 to 900 for giving the lenders a good idea of your credit ability. However, the range depends on the lender.

The rate of interest charged on the individuals for professional loans ranges from 18% to 22%. However, some banks also provide professional loans at 10% pa. Hence, it depends on the lender.

Applying for a professional loan is much comfortable with Paisa Expo. You can easily visit our official website, check your eligibility along with required documents and our experts would help you with the entire process of application.

The professional loans are charged with a reduced interest rate compared to other generic business loans. The maximum tenure of repayment is around 60 months, but some banks provide a tenure of 84 months.

An individual is eligible for having a credit card with a minimum age of 18 years. Also, the minimum income of the individual applying for the credit card should be Rs. 1 lakh to Rs. 3 lakhs annually. Lastly, he should be having a stable salaried income or should be self-employed.

The maximum credit limit for any credit card ranges from Rs. 50000 to Rs. 1 lakh as per your credit score, income and other essential aspects. The credit limit can increase up to 10 lakhs or more based on the transactions, and repayment schedule. Similarly, for the students applying for a credit card, the credit limit is between Rs. 5000 to Rs. 10000.

The credit score required for getting a credit card is 750 and above. Even if your credit score is less than 750, there are still some banks that provide you with a credit card.

The interest rates on the credit cards range between 2.5% to 3.5% every month. The rates might vary as per the lender, as well as it is calculated after the interest-free period is over

Applying for a credit card becomes much easier and comfortable with Paisa Expo. Our efficient team works on your eligibility, documentation, and another essential process to provide you with the right credit card as per your requirement and budget.

The credit card is quite different from other cards. The credit card works as a loan taken from the bank, which would be due when the billing period is over.